how do insurance companies know if you use tobacco

how do insurance companies know if you use tobacco Health Smoke? Insurance Companies and Smoking Status

Name: how do insurance companies know if you use tobacco Health Smoke? Insurance Companies and Smoking Status
Brand: metron-ms.com
SKU: 44107663503
Price: 26.93 USD
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Arguments abound over whether vaping is safe, whether it can help people quit, whether it's a less harmful alterative, whether it re-normalises the act of smoking itself, whether it's a gateway product for young people, or whether it's just another tool for big tobacco